Travel Credit Card – Planning That European Vacation

Now that summer’s here you may be getting ready for that long awaited European vacation. Have you checked to be sure you have the right travel credit card? Although using credit cards are best when you travel, you need to be sure you’ve selected the best credit card for overseas use.

If you’re getting ready to travel, you need to take care of a few matters regarding your credit card before you leave. You should check with your credit card issuer about fees or charges when using the card outside of the U.S. Many of the financial institutions charge additional fees for foreign transactions, such as three percent when converted to U.S. dollars.

It is recommended that while you have your bank on the line, you advise them of the dates you’ll be traveling and the countries you will be in. If they don’t know you’re out of the country and start getting charges from Paris, they may cancel your account until you contact them.

You should take credit cards from two banks. If there’s a problem and one bank cancels your credit card while you‘re traveling, if the two cards are from the same institution they would cancel both. The second card could just be a back-up. It’s best to use just one credit card as it’s easier to keep track of your spending.

Seasoned travelers recommend when vacationing in Europe, you use a debit card for getting local currency. Cash machines are common throughout Europe and you can go to any ATM machine and get cash back. The drawback with this is that there are quite often limits of the amount of cash you can withdraw at one time. You may also want to set-up with your financial institution in advance, a daily allowance of the amount of cash that can be withdrawn from your debit card just in case it is lost or stolen.

With the debit card, there is a fee for each transaction. So you wouldn’t want to use the debit credit card in place of a credit card as you might do here in the U.S., as each charge would generate an added fee. You can keep the debit card just to replenish your cash. It is suggested you have enough cash on hand, as there are times when a credit card sign is posted at the door at say a restaurant, but when the bill comes they don’t accept that card.

Use caution while traveling of being too liberal when using your credit card number. Keep your travel credit cards and your debit credit card in a safe place. Keep all receipts so that you can verify the charges upon your return. Maintain your pin number in a safe place. Be sure you have the financial institution’s phone numbers just in case you lose your credit card.

Now that you have your travel credit card and debit card information, it’s time to make those final plans and start packing. Oh, ……and don’t forget to take lots of pictures and have fun!

London Sightseeing and Hotels

London is a world class city that has a long and prosperous history. It is a city which is known for its entertainment and attractions, and is a mixture of both new and old. If you are looking for an older city which offers many sites and sounds, this is the city for you.

London is the capital city of the United Kingdom, and produces approximately 17% of the nation’s gross domestic product. It is a major political, business, and cultural city, and along with New York, Tokyo, and Paris, is a city of global proportions. Over 300 languages are spoken in the city, and residents are known as “Londoners.”

It was founded by the Romans around AD 43, and they called it “Londinium.” The language originally spoken in London was Latin with a nice blend of Greek. Since that time, it has become one of the largest cities in the European Union, with a population of over 7 million.

When it comes to tourism, London is a city which is great to travel to year round. Tourist attractions do not close their doors in winter, though summer is generally the best time to go. If you enjoy riding on boats, you can hire a boat and travel on the Serpentine near Hyde park for a couple of hours.

Cycling is great in London, though you may want to avoid riding with traffic. Cycling is excellent when riding through parks. If you enjoy horseback riding, you can have a taste of nobility by riding horses through Hyde park. Horses can be hired by the hour.

When it comes to hotels, if you’re looking for top of the line you could stay at the Blakes Hotel in South Kensington. If you’re on a budget, you may want to stay at the Hampstead Village Guesthouse, which is a nice Victorian house.

When traveling to this city, it is best to bring lots of money. London is known for being extremely expensive, and will put a drain on your bank account. If you stay at a hotel and eat meals in restaurants expect to spend at least 65 Euros a day.

All transactions can be made using credit cards or pounds. Most restaurants add a service charge to your bill, and those that don’t expect you to pay at least 10 to 15% tips. The same is true for taxi cab drivers. Travelers cheques can easily be changed into pounds at the many banks in the city.